Compulsory travel medical insurance for Schengen and Switzerland
Which are based on Council Decision 2004/17/EC, VISA 193/ COMIX 634, VISA 137/ COMIX 482 and the local consular co-operation in Kiev. Additional national regulations may apply for the member states.
Conditions and regulations:
As of July the 1st 2004 everyone travelling into the Schengen area on an A (airport transit visa), B (transit) or C (short stay - up to 90 days) visa must have a valid travel medical insurance (TMI) for the whole duration of the stay and the validity period of the visa. - The travel medical insurance must be valid in all Schengen countries as well as in Switzerland and Lichtenstein and for the whole duration of the stay (number of days) and the validity period of the visa (from – to date).
- The travel medical insurance must cover a minimum of Euro 30.000 for medical expenses and repatriation of the insured person(s).
- The travel medical insurance should be purchased in the applicant's home country/ country of residence. Only companies on this list will be accepted.
- The issuing company must have a re-imbursement agreement with an international insurance company in the Schengen territory.
- The travel medical insurance + one copy must be submitted together with the application for a visa,.
- The applicant is advised to ensure that the fee will be refunded in case the visa application is refused by the Embassy, partly refused (applicant granted less than applied for), or in the case the decision is delayed.
- In the case of a Multiple Schengen Visa: Applicants who are granted a multiple visa must only present insurance for the first trip and sign a statement that they must be in possession of TMI for subsequent entries and may be refused entry at the border in case they do not have a valid TMI.
The applicant must present a valid insurance certificate together with a copy. Copies or documents verifying the ordering of a medical insurance are not accepted.
TMI bought through a credit card company, f ex when buying a ticket, is not accepted.
If the applicant is covered by the medical-/company-/family insurance of the referee/inviting party; it is the sole responsibility of the applicant prove that the insurance covers the requirements of the Schengen regulations.
Spouses, children or parents (the two latter being economically dependent on an EEA-citizen, need to be documented) of an EEA-citizen are exempted from TMI.
The following (abovementioned) conditions apply for TMI for all visitors – unless granted: "no insurance required" (in the language of the issuing Schengen State) – to the Schengen/ Switzerland/ Lichtenstein area.
Any legally registered Ukrainian insurance company, which meets the abovementioned criteria, may apply for registration on the Schengen list of approved companies. Please visit the Belgium Embassy's web-site for additional information: http://www.diplomatie.be/kiev/
For the security and interest of Ukrainian visitors will insurance companies which fail to comply with occurred medical expenses be revoked registration from the official list of registered and accepted providers of TMI.
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